Deciding when to consult a Personal Injury attorney can be an overwhelming process to many, especially if it has to be done at a time when they are suffering from an injury. Depending on the kind of injury you are suffering, you may or may not need a lawyer to help you get your settlement. If the insurance company is ready to make a fair offer to you and you find that this sum is enough to compensate your suffering, then calling an attorney may be unnecessary. In some cases, however, these companies, being in the business for profit as they are, can shortchange you or worse, delay acting on your case. Your calls may not be answered or returned for days while you languish at home or at the hospital with your dwindling savings. Having a lawyer deal with these issues can help you focus on your recovery or getting your life back in order after your injury.